Tag: Money

Strange Times

The past week has been one of the strangest and most fluid in recent memory. We had a national emergency, a roller coaster stock market, travel restrictions, and the World Health Organization declared a global health pandemic. We even got in a full moon and a Friday the 13th for good measure. But it wasn’t just strange in an abstract way; witnessing panic-buying behavior and empty store shelves, coupled with news of school closures and rippling nationwide event cancellations drove the potential catastrophic impact uncomfortably close to home for many.

Five Weeks a’Furloughed

On Saturday, December 22, 2018, the United States government underwent a partial shutdown due to a lapse in appropriations, and V and I became two of the 800,000 federal employees furloughed without pay. This was my fourth furlough in 13+ years of federal service, but this one felt like it could potentially go on a lot longer than the others. Five weeks later, the longest shutdown in our nation’s history came to a temporary end with the passage of a continuing resolution, days before we planned to miss our second paycheck and our dental and vision plan (paid for through payroll withholdings) was about to start direct-billing me.

As I have said many times, I do not publicly discuss politics or comment on U.S. policy in my personal capacity. That is not going to change. There are a million people out there already doing that, and some even with considerable acumen. However, there are some takeaways I would like to share on the shutdown from my overseas perspective.

Foreign Service Cars: Buyer Beware

Since our first month in Canberra, our Australian car has been a money pit and an ongoing source of dread. I’ve procrastinated writing a post about the situation for months because it had no clear resolution, and every time I thought about it, I felt too angry and frustrated. Truthfully, I’ve also had many other things to whinge about and I didn’t want to write one more bad-news entry! But I’ve come to the realization that this story could be of help (or at least entertainment) to someone else, and venting might actually make me feel better too.

Let me preface my tale of woe by saying that Foreign Service Officers (FSOs) switch overseas assignments every few years, and procuring and shipping cars can involve a significant amount of planning and expense. I’ve heard horror stories of fellow officers’ cars smashed in transit, sunk to the bottom of the sea in a shipping container, and emerged from years of government storage full of mold or insects. This isn’t going to be that kind of story. But it is a lessons-learned story about buying a lemon of a used car and our journey to discovering it. And buckle up: it’s a long and painful one. Although it’s common in the Foreign Service to buy cars from colleagues sight unseen, anyone along the continuum from unlucky to outright burned will tell you: buyer beware.

Beyond the Sticker Shock

When I first moved to Australia in 2005 and exchanged my U.S. dollars and euros for Australian dollars, the first thing I noticed was how beautiful they were. Australian paper money looks and feels different than American paper money for three main reasons: the denominations are different colors, they vary in size, and for approximately the last thirty years, all the notes have been polymer. The plasticization, clear windows, and other security features make these banknotes almost impossible to counterfeit or rip. Currently an Australian dollar is worth 78 U.S. cents. When deciding whether or not to make a purchase, I mentally do the currency conversion by slashing 25%. That helps me see if the item’s price is fair or “worth it” to me. Despite the sticker shock that Americans legitimately feel with the smaller dollars and generally higher prices here, the colorful money is delightful.

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