Tag: Money

Your Questions Answered, Volume VI

It has been six months since the last edition of Your Questions Answered, so in this post, I will share some questions recently asked and answered by the blog’s email box – as always, anonymously and without attribution.  In this edition, we discuss the rewards of consular work, being single in the Foreign Service, what I know now that I wish I knew when I’d joined the Foreign Service, financial matters like savings and what expenses Foreign Service Officers should plan to budget for overseas, and the typical Foreign Service “car.”  Enjoy!

Glass Half Full, Redux

Three years ago at this time, we were settling in to Australia, and as much as I love Australia, that was sure a bumpy period. I wrote then about the challenges of settling into a new overseas posting when everything keeps.going.wrong. My post was called Glass Half Full, and it was about the struggle to stay positive and keep things in long-term perspective. The attitude of my then-boss (who had nearly 30 years in the Foreign Service) inspired me to reframe some of my struggles as things to take in stride, no matter how much they all sucked in the aggregate.

Some of those lessons have been coming in handy again over the past few weeks; I have made progress settling in to my life here, and have racked up some small wins. But the difficulties posed by the ongoing pandemic, the steep learning curve of a new and busy job, managing a remote team, the general amount of time and effort it takes to wrap up a Permanent Change of Station (PCS) move, and most importantly, the fact that my husband V had to leave for a business trip seven weeks ago and still has not been able to return, have all weighed on me. Because I have been through a few bumpy PCS moves now myself, I know that it works out eventually. Some of the problems – like waiting for your diplomatic accreditation or household effects to arrive – resolve on their own with time and patience. Other problems require more energy. It is both helpful and necessary to keep reframing the inconveniences as temporary and part of the adventure, and reminding yourself that the settled life you had before was once something you had to build from scratch, too. But as one of my colleagues here on his 11th tour recently confessed, I like the beginning of each tour the least.

Strange Times

The past week has been one of the strangest and most fluid in recent memory. We had a national emergency, a roller coaster stock market, travel restrictions, and the World Health Organization declared a global health pandemic. We even got in a full moon, time change, and a Friday the 13th for good measure. But it wasn’t just strange in an abstract way; witnessing panic-buying behavior and empty store shelves, coupled with news of school closures and rippling nationwide event cancellations drove the potential catastrophic impact uncomfortably close to home for many.

Five Weeks a’Furloughed

On Saturday, December 22, 2018, the United States government underwent a partial shutdown due to a lapse in appropriations, and V and I became two of the 800,000 federal employees furloughed without pay. This was my fourth furlough in 13+ years of federal service, but this one felt like it could potentially go on a lot longer than the others. Five weeks later, the longest shutdown in our nation’s history came to a temporary end with the passage of a continuing resolution, days before we planned to miss our second paycheck and our dental and vision plan (paid for through payroll withholdings) was about to start direct-billing me.

As I have said many times, I do not publicly discuss politics or comment on U.S. policy in my personal capacity. That is not going to change. There are a million people out there already doing that, and some even with considerable acumen. However, there are some takeaways I would like to share on the shutdown from my overseas perspective.

Beyond the Sticker Shock

When I first moved to Australia in 2005 and exchanged my U.S. dollars and euros for Australian dollars, the first thing I noticed was how beautiful they were. Australian paper money looks and feels different than American paper money for three main reasons: the denominations are different colors, they vary in size, and for approximately the last thirty years, all the notes have been polymer. The plasticization, clear windows, and other security features make these banknotes almost impossible to counterfeit or rip. Currently an Australian dollar is worth 78 U.S. cents. When deciding whether or not to make a purchase, I mentally do the currency conversion by slashing 25%. That helps me see if the item’s price is fair or “worth it” to me. Despite the sticker shock that Americans legitimately feel with the smaller dollars and generally higher prices here, the colorful money is delightful.

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